Back

MTOTP: Wouldn't it be nice if you were the 2FA device?

89 points19 daysgithub.com
crote19 days ago

What makes this 2FA? It's "something you know, plus mental labor", which makes it a password.

2FA is "something you have" (or ".. you are", for biometrics): it is supposed to prove that you currently physically posses the single copy of a token. The textbook example is a TOTP stored in a Yubikey.

Granted, this has been watered down a lot by the way-too-common practice of storing TOTP secrets in password managers, but that's how it is supposed to work.

Does your mTOTP prove you own the single copy? No, you could trivially tell someone else the secret key. Does it prove that you currently own it? No, you can pre-calculate a verification token for future use.

I still think it is a very neat idea on paper, but I'm not quite seeing the added value. The obvious next step is to do all the math in client-side code and just have the user enter the secret - doing this kind of mental math every time you log in is something only the most hardcore nerds get excited about.

fxj19 days ago

TOTP is also just password + some computation. So where is the difference? There is a lot of security theatre around TOTP with the QR code and then need of an app but you can write a 8 liner in python that does the same when you extract the password out of the QR code.

   import base64
   import hmac
   import struct
   import time

   def totp(key, time_step=30, digits=6, digest='sha1'):
        key = base64.b32decode(key.upper() + '=' \* ((8 - len(key)) % 8))
        counter = struct.pack('>Q', int(time.time() / time_step))
        mac = hmac.new(key, counter, digest).digest()
        offset = mac[-1] & 0x0f
        binary = struct.unpack('>L', mac[offset:offset+4])[0] & 0x7fffffff
        return str(binary)[-digits:].zfill(digits)

https://dev.to/yusadolat/understanding-totp-what-really-happ...
elderlybanana19 days ago

Yes, TOTP is a secret + computation, and generating it is trivial once you have the secret. The security difference is that the TOTP secret is separate from the user’s password and the output is short-lived. Each of the two factors address different threat models.

crote19 days ago

You are supposed to store the password in a Secure Enclave, which you can only query for the current token value. You are also supposed to immediately destroy the QR code after importing it.

As I already mentioned, the fact that people often use it wrong undermines its security, but that doesn't change the intended outcome.

gruez19 days ago

>You are supposed to store the password in a Secure Enclave,

That's at best a retcon, given given that the RFC was first published in 2008

>You are also supposed to immediately destroy the QR code after importing it.

Most TOTP apps support backups/restores, which defeats this.

+1
craftkiller19 days ago
+1
aja1218 days ago
alt22719 days ago

IMO if it is possible to use a system wrongly which undermines its security, it is already broken.

TeMPOraL18 days ago

On the contrary - perfect security is only possible if your system is an inert rock. Or not even then, as the users could still use the rock "wrong" by beating security maximalists over their heads with it.

Also honestly TIL that TOTP are somehow supposed to also enforce a single copy of the backing token being in existence. That's not just bad UX, that feels closer to security overreach.

People in tech, especially software and security folks, tend to miss the fact that most websites with 2FA already put a heavier security burden on their users than anything else in real life. There's generally no other situation in peoples' lives that would require you to safely store for years a document that cannot be recovered or replaced when destroyed[0]. 2FA backup codes have much stricter security standard than any government ID!

And then security people are surprised there's so much pushback on passkeys.

--

[0] - The problem really manifest when you add lack of any kind of customer support willing to or capable of resolving account access issues.

+1
lmz19 days ago
+1
lazide19 days ago
+1
Jean-Papoulos19 days ago
+1
dpoloncsak18 days ago
justincormack19 days ago

I mean, TOTP is one of the earliest 2 factor systems, and works least well.

Ferret744619 days ago

Exactly, which is why TOTP is "weak". "Real" 2FA like FIDO on a security key makes it much harder.

ACCount3719 days ago

TOTP is the "good enough" 2FA.

If I managed to intercept a login, a password and a TOTP key from a login session, I can't use them to log in. Simply because TOTP expires too quickly.

That's the attack surface TOTP covers - it makes stealing credentials slightly less trivial by making one of the credentials ephemeral.

+1
alphager18 days ago
susam19 days ago

Original source of the 8 liner Python code: https://github.com/susam/mintotp/blob/main/mintotp.py

az09mugen18 days ago

Thanks for the link on TOTP and the associated code !

ulrikrasmussen19 days ago

In practice most TOTP implementation also do not prove that you have a device which is the sole owner of the secret. Except for proprietary app-based solutions the usual protocol is to display a QR code which just encodes the secret in plain text.

As long as you never enter the secret anywhere but only do the computation is your head, this is just using your brain as the second factor. I would not call this a password since it is not used in the same way. Passwords are entered in plain text into fields that you trust, but that also means that passwords can be stolen. This proves that you are in possession of your brain.

swiftcoder19 days ago

> Passwords are entered in plain text into fields that you trust, but that also means that passwords can be stolen

The only difference here is that you are hashing the password in your head, instead of trusting the client to hash it for you before submitting it to the server.

Which makes the threat model here what, exactly? Keyloggers, or login pages that use outdated/insecure methods to authenticate with the server?

ulrikrasmussen19 days ago

Yes, but also plain guessing since passwords are usually chosen by the user and not generated by the server like TOTP secrets. Also phishing attacks tricking users into entering their passwords in fake login pages, and stolen password databases.

swiftcoder19 days ago

> Yes, but also plain guessing since passwords are usually chosen by the user and not generated by the server like TOTP secrets.

If we were talking a >256-bit secret, I'd buy this, but in the human-calculated case I don't see how it actually helps with this, because you've substituted a ~8 character password for a 6 digit number, which is significantly less search space to brute-force.

> Also phishing attacks tricking users into entering their passwords in fake login pages

yes, this is more-or-less a subset of the "keylogger/insecure login page" case

> and stolen password databases

There's still a server-side TOTP secret database to be stolen, no? And normally that would be hard to reverse-engineer the actual secret from, but again, you've shrunk the search space down to 1,000,000 entries, which is trivial to brute force.

josephg19 days ago

> 2FA is "something you have" (or ".. you are", for biometrics): it is supposed to prove that you currently physically posses the single copy of a token. The textbook example is a TOTP stored in a Yubikey.

No, 2FA means authentication using 2 factors of the following 3 factors:

- What you know (eg password)

- What you have (eg physical token)

- What you are (eg biometrics)

You can "be the 2FA" without a token by combining a password (what you know) and biometrics (what you are). Eg, fingerprint reader + password, where you need both to login.

crote19 days ago

Of course, but in most applications the use of a password is a given, so in day-to-day use "2FA" had come to mean "the other auth method, besides your password".

Combine that with the practical problems with biometrics when trying to auth to a remote system, and in practice that second factor is more often than not "something you have". And biometrics is usually more of a three-factor system, with the device you enrolled your fingerprints on being an essential part of the equation.

moralestapia19 days ago

This.

GP ignores the conventions of the field.

newpavlov19 days ago

>The obvious next step is to do all the math in client-side code and just have the user enter the secret

https://en.wikipedia.org/wiki/Password-authenticated_key_agr...

chias18 days ago

> this has been watered down a lot by the way-too-common practice of storing TOTP secrets in password managers

I'm open to discovering I'm wrong here, but I have never understood this line of thinking. Assuming you 2fa into your password manager when you first sign in on your device, it's still 2 factors all the way down.

As you sign into your password manager, the "something you have" is your 2fa device that you use to sign into your password manager (which is obviously not being filled in by your password manager). Subsequent password manager unlocks which don't prompt for your token are still 2fa because the "something you have" is your computer with which you signed into your password manager.

Why is this a problem?

theamk18 days ago

What if your computer, which runs your password manager, is compromised? If the malware has system access, it can often export all the passwords. Depending on level of protection and OS, this could require kernel access, root access, a regular user access or maybe just a hijacked browser extension.

This leaks every single password in the vault, including any TOTP keys - so if you were storing your TOTP password here, you are now screwed, and attacker has a full access. On the other hand, if your TOTP was a separate device, your TOTP-protected accounts are fine. And even if it's just an app on your phone, you are likely still fine, as phones have much stronger isolation, and people don't usually "npm install" random stuff on them.

(And that's Google Authenticator adding cloud backup functionality is such a bad idea.. If you enable it, then all your 2FAs are leaked once Google password is leaked)

(You could argue that your password manager stores TOTP secrets in secure enclave and it's impossible to extract from there... but those same secrets have to be stored in your account as well, and they could be extracted from there)

chias15 days ago

Isn't this the same chicken-and-egg problem?

> If you enable it, then all your 2FAs are leaked once Google password is leaked

Nope, you'd also need my Google 2fa.

brna-219 days ago

Time based skew makes it a changeable second factor, additional changeable pass makes it the second factor, Also - if the first factor is a password manager or ssh key - this is the second factor.

The idea of it was so neat to me, I just had to thinker with it.

labcomputer14 days ago

I tend to agree that this doesn't really add a second factor. After all, both the mTOTP secret and the password are something you know, and something you could tell someone else.

However, I do think there is added value here, at least in principle: It increases the difficulty of credential stuffing attacks, which, IMHO is the main value of having a TOTP secret stored in one or more password managers.

"Regular" TOTP stored in a password manager also helps with password reuse when a site is compromised because each site has a different TOTP secret. It seems implausible that a user could remember a different mTOTP secret for each site.

rcxdude19 days ago

The single copy part would be a lot more common if it was widely supported to have multiple tokens registered to an account.

And the main point (though I agree that it doesn't make it 2FA), is to not have the secret be disclosed when you prove that you have it, which is what TOTP also achieves, which makes phishing or sniffing it significantly less valuable.

crote19 days ago

Are there any mainstream websites which only allow a single TOTP token to be enrolled? I can't remember having ever run into that issue. I do recall it occasionally being an issue with Passkeys, though.

The non-disclosure is indeed neat, but the same can be achieved with a password. For example: generate public/private keypair on account creation. Encrypt private key with user password. Store both on server. On auth, client downloads encrypted priv key, decrypts it with user-entered password, then signs nonce and provides it to server as proof of knowledge of user password.

labcomputer14 days ago

> Are there any mainstream websites which only allow a single TOTP token to be enrolled?

I have definitely run into this a more often than not. It seems like only the largest and/or most security-focused tech companies allow multiple TOTP secrets. At this point I have made it a habit to ensure the TOTP secret has been stored in more than one place before dismissing the QR code.

Some even restrict you to one of: one hardware security token, one PassKey or one TOTP token.

> The non-disclosure is indeed neat, but the same can be achieved with a password. For example: generate public/private keypair on account creation. Encrypt private key with user password. Store both on server. On auth, client downloads encrypted priv key, decrypts it with user-entered password, then signs nonce and provides it to server as proof of knowledge of user password.

That's basically how PassKeys work, except that the security token's private key is used to encrypt/decrypt the login private key and sign the nonce.

fc417fc80219 days ago

You don't need to involve a private key there. Modern password authentication algorithms never reveal the bare secret (outside of initial registration ofc). For example, PAKE uses Diffie-Hellman coupled with the (salted) password hash to independently derive the same session key on both sides of the connection.

AFAIK the primary technical concerns are insecure storage by the server (bad hash or salt) or keylogging of the client device. But the real issue is the human factor - ie phishing. As long as the shared secret can't be phished it solves the vast majority of real world problems.

Point being, TOTP on a rooted phone handled by a FOSS password manager app whose secret store the end user retains full access to will successfully prevent the vast majority of real world attacks. You probably shouldn't use a FOSS password manager on a rooted device for your self hosted crypto wallet though.

crote19 days ago

Ah, of course! I did initially consider DH as example, but discounted it because of the need for the server to store the plaintext password - the fact that you can just hash it first completely slipped my mind.

I completely agree about phishing being the main attack vector. However, I do think malware is a not-too-distant second - which makes having a single device contain both your password and TOTP secret a Really Bad Idea. Having not-perfectly-secure TOTP codes only your phone and a password manager DB only on your desktop is a pretty decent solution for that.

rcxdude19 days ago

I would say the majority of services I have TOTP set up for only support one token at a time. It's only the bigger, techier services that have support for multiple.

fc417fc80219 days ago

I guess it's a spectrum. At one extreme is the most physically resistant hardware token in existence. On the other end is a password transmitted in plaintext.

An ssh keyfile requires an attacker to break into the device but is likely fairly easy to snag with only user level access.

Bypassing a password manager that handles TOTP calculations or your ssh key or similar likely requires gaining root and even then could be fairly tricky depending on the precise configuration and implementation. That should generally be sufficient to necessitate knowledge of the master password plus device theft by an insufficiently sophisticated attacker.

Given TOTP or an ssh key managed exclusively by a hardware token it will be all but impossible for anyone to avoid device theft. Still, even TPMs have occasionally had zero day vulnerabilities exposed.

madeofpalk19 days ago

I don't think OP claimed it adds value.

> It explores the limits of time-based authentication under strict human constraints and makes no claims of cryptographic equivalence to standard TOTP.

I think they're just having fun.

PunchyHamster19 days ago

misunderstanding of 2FA annoys me.

Like, banking site requiring phone's 2FA (whether actual or SMS), okay, you have to know password and access to the device or at least a SIM card so 2 things need to be compromised. Computer vulnerable, no problem, phone vulerable, no problem, both need to be vulnerable to defeat it

...then someone decided to put banking on the second factor and now phone has both password and token (or access to SMS) to make a transaction, so whole system is one exploit away from defeat.

EPWN3D19 days ago

If you can be tied to a chair and beaten with a rubber hose until you produce the token, it's just a password, albeit one that rotates.

TOTP works because you have to possess the secure device at the time you're authenticating. If you don't have the device, then no amount of time with the rubber hose can make you cough up the required token.

barbegal19 days ago

An interesting idea but in theory just three correct pass codes and some brute force will reveal the secret key so you'd have to be very careful about only inputting the pass code to sites that you trust well.

It's definitely computable on a piece of paper and reasonably secure against replay attacks.

MattPalmer108619 days ago

I was wondering about the overall security. How did you determine that 3 pass codes and brute force will reveal the secret key?

MattPalmer108619 days ago

Thinking about it, there are only 10 billion different keys and somewhat fewer sboxes.

So given a single pass code and the login time, you can just compute all possible pass codes. Since more than one key could produce the same pass code, you would need 2 or 3 to narrow it down.

In fact, you don't even need to know the login time really, even just knowing roughly when would only increase the space to search by a bit.

brna-219 days ago

Also @MattPalmer1086 the best solution for this I have now is to have several secret keys and rotate usage. Would be nice to have some additional security boosts.

MattPalmer108619 days ago

Key rotation among a set of keys only partially mitigates the issue (have to obtain more samples).

It has it's own synch problems (can you be sure which key to use next and did the server update the same as you, or did the last request not get through?).

This post on security stack exchange seems relevant.

https://security.stackexchange.com/questions/150168/one-time...

brna-219 days ago

Yep known issue, was hoping someone could spice the protocol up without making it mentally to heavy, hn is full of smart playful people.

brna-219 days ago

Yep, I am aware, 2 or 3 OTP's and timestamps plus some brute forcing using the source-code. Server-side brute force by input should or could be implausible. But that is why I am signaling here that I would love a genius or a playful expert/enthusiast contributing a bit or two to it - or becoming a co-author.

i-con19 days ago

I'm not an expert, but roughly know the numbers. Usually with password-based key derivation, one would increase resource needs (processor time, memory demand) to counter brute forcing. Not an option for a human brain, I guess.

So the key would have to be longer. And random or a lot longer. Over 80 random bits is generally a good idea. That's roughly 24 decimal digits (random!). I guess about 16 alphanumerical characters would do to, again random. Or a very long passphrase.

So either remember long, random strings or doing a lot more math. I think it's doable but really not convenient.

thfuran19 days ago

A handful of words is generally more memorizable than the same number of bits as a random alphanumeric string. You wouldn’t need a very long pass phrase for 80 bits as long as you’re using a large dictionary.

deafpolygon19 days ago

I see 2FA is often misunderstood by people. The basic premise with 2FA is that you combine “something you know” with “something you have”.

You are already part of the 2FA — you’re the first factor: “something you know”.

The second factor: “something you have” — often a personal device, or an object. This is ideally something no one else can be in possession of at the same time as you are.

sigio19 days ago

Except that for 99% of my passwords, I am 100% sure I do not, and never will, know them, they are 60-100+ bytes of random data, only known by my passwordmanager. The only thing I know, is the passphrase for my passwordmanager. TOTP codes are also stored in there, but I see it more as a replay-protection for captured passwords, though this is also really a non-issue in this time of almost no plaintext protocols.

brna-219 days ago

This is an early experiment in human-computable TOTP. Not production crypto, but a serious attempt to reach reasonable security for plausible 2FA. Protocol revisions, criticism, and contributions are welcome.

ramon15619 days ago

I don't really get what tone you're doing for. Is this "a serious attempt", or is this "something that does not guarantee any cryptographic security"?

Nonetheless I do not see what issues 2FA has that this solves. Having the electronic device is the security. Without it there is no security.

leothetechguy19 days ago

The security advantage I see in mtotp is that you never reveal the password to the system you are authenticating with, but that there is also no electronic device that can be compromised

shaftway17 days ago

The algorithm for the checksum (the sixth digit) is subject to one of the most common human errors, swapping adjacent digits. The UPC checksum algorithm handles this without significantly more complexity. They have you multiply all of the numbers in odd positions by 3 and then add up all numbers. The last digit is chosen to make the sum a multiple of 10.

To use your example: 51076, you'd do `5*3 + 1 + 0*3 + 7 + 6*3 = 15 + 1 + 0 + 7 + 18 = 41`. The sixth digit would be 9 ((10 - (41 mod 10)) mod 10). If you were to transpose any two adjacent numbers the checksum would be off. 3 is chosen because it's the smallest number that is co-prime with 10.

pona-a19 days ago

Yes! I've been thinking about a similar idea in October, using a "keyed hash" of the challenge computed with playing cards. I have no idea how secure this is, but the concept itself is exciting: the mental labor might function as a useful anti-coercion/fishing tool.

vbarrielle19 days ago

The idea is interesting, but I don't think this qualifies as a second factor, as it can be reduced to a factor you have to remember, so equivalent to a password. The second factor should be derived either from something you own, or something that can be obtained from biometry.

ulrikrasmussen19 days ago

In that case nothing based on RFC 6838 would qualify as a second factor because nothing prevents you from just remembering the TOTP secret and compute the one-time code using a piece of JS. Or even putting it in your password manager.

I think it is too simple to reduce the definition of second factor to how it is stored. It is rather a question of what you need to log in. For TOTP the client has the freedom to choose any of (not exhaustive):

1. Remember password, put TOTP in an app on smartphone => Client has to remember password and be in possession of smartphone.

2. Put password and TOTP in password manager => Client has to remember the master password to the password manager and be in possession of the device on which it runs. Technically, you have to be in possession of just the encrypted bits making up the password database, but it is still a second factor separate from the master password.

charcircuit19 days ago

For proper 2nd factors the secret is a hardware key that practically can not be extracted so it is impossible for someone to know it. They must obtain the piece of hardware to use the key.

fc417fc80219 days ago

Can't say I agree with this take. Sure, something hardware bound is more secure under certain threat models. For others it's largely irrelevant. There are also drawbacks, such as not being able to back it up. That might or might not matter. "Just" get a second hardware token, register that as well, and store it somewhere safe won't always be a realistic (or perhaps desirable) option for everyone in every scenario. It certainly reduces your flexibility.

+1
charcircuit19 days ago
ulrikrasmussen19 days ago

Yes, that is certainly a more secure second factor since there are fewer ways for an attacker to steal it, but I don't think that should be a necessary condition for it to be called a second factor at all.

charcircuit19 days ago

I'm specifically talking about the "something you own" second factor. There are other factors which could be used as a second factor.

fc417fc80219 days ago

> I think it is too simple to reduce the definition of second factor to how it is stored.

I think the defining characteristic is how it is used. I can use a password like a second factor, and I can use a TOTP code like a password. The service calls it a password or a second factor because that was the intention of the designer. But I can thwart those intentions if I so choose.

Recall the macabre observation that for some third factor implementations the "something you are" can quickly be turned into "something your attacker has".

Perz1val19 days ago

I put them in my password manager

jrm419 days ago

So, in my head, once I heard the idea, I started thinking of something WAY different, and maybe its worth considering. I was thinking something like a combination "security question," "captcha" and "secondary identifier" (whatever the thing that google et al do when they tell you to match the picture on your phone to complete the login)

I don't know, something like "name the fruits that correspond to your first school colors" or similar

mindslight19 days ago

Maybe some type of long physical probe you have to sit on and it generates a hash from the exact shape of your "cavity".

Seriously, am I the only one who was happier without any of this "2FA" crap? VPS/Domain/Google with a hardware token is the one narrow scope where I see any value, and even those I could do without. Every other site is just a non-consensual nagging that hassles me when logging in. Bank accounts are the worst, as every bit of friction for checking my balance/transactions actually decreases my security!

jrm419 days ago

As op, yeah I'm actually with you on this.

And at the very least, 2FA should be a much more "openly open standard." Which is to say, just do TOTP everywhere, let people have their initial generating key and be done with it.

I generate mine from my computer when I can, but I'm surrounded by all this magic that implies that something different is going on, e.g. the Duo system which I'm forced to use by my job and doesn't make this sort of thing easy, if possible at all.

throwaway13244819 days ago

Unfortunately security theatre is viral, and nobody gets paid saying we should have less of it.

eisbaw19 days ago

or we could use asymmetric biometric fingerprints. Turns out features can be extracted into public and private sets, and both are required for a match. I hold a patent on it btw

crote19 days ago

I remain very skeptical of fingerprints.

They are both too mutable (cuts and burns will alter them) and not mutable enough (you can't re-roll your fingerprints after a leak).

On top of that, you are also literally leaving them on everything you touch, making it trivial for anyone in your physical presence to steal them.

They are probably pretty decent for police use, but I don't believe they are a good replacement for current tech when it comes to remote auth.

fc417fc80219 days ago

Biometrics are "something you are" but they are not a good substitute for either "something you have" or "something you know".

My concern with them nearly always comes down to privacy. They are far too easy to abuse for collecting and selling user data. There are probably ways around that but how much will you ever be able to trust an opaque black box that pinky promises to irreversibly and uniquely hash your biometric data? It's an issue of trust and transparency.

MattPalmer108619 days ago

What is the purpose of the 6th digit?

It doesnt add any security, as it is trivially computable from the other digits already computed.

It appears to be a checksum, but I can't see why one would be needed.

brna-219 days ago

I originally included it as a structural integrity digit, with the option for early rejection on the server side. That early exit check is not implemented in the current PAM module yet.

This is an early POC, and sanity checks like this are exactly the kind of feedback I’m looking for.

MattPalmer108617 days ago

Probably not needed.

The computation of the code is not computationally expensive (human computation is a requirement) so no real impact on server having to perform the full computation.

I guess if implemented client side it might provide a sanity check for the user before submitting, but it's more work for the human and they are almost as likely to get the checksum calculation wrong as any other part of it.

So I would probably remove it.

zzo38computer18 days ago

That is what I thought too, when I read it. (I was going to mention it if I did not find someone else already did.)

gildenFish19 days ago

It probably isn't for security, it is more likely a quick check that the code that you memorized makes sense.

perching_aix19 days ago

I've been pondering about something like this for a while, nice to see someone who didn't give up after seeing how demanding actual crypto is, like I did.

I now wonder if it's possible to store a random value in one's head without it being eavesdroppable. Humans don't really do random, but it's essential for auth.

kazinator18 days ago

Only if I'm not useful for 2FA when dead (taking away some incentive from killing me to get to the 2FA) and the functionality isn't tied to some part of my body that can be severed by bad actors (taking away the incentive to mutilate me to get to the 2FA).

wolvoleo19 days ago

Interesting idea but I don't think my users will grok this :)

The worst thing about it is that people will go like "uuuh naaaah" and will just grab a random app off the play store and put their code in it. Now you are leaking secrets to whatever random app they use.

onion2k19 days ago

I don't think people plan what time to log into things.

brna-219 days ago

Yep, they did not need to when the calculation was done in real time on a mobile phone. :D

yoavsha118 days ago

Why base this on time? Using a simple HOTP which uses a rolling index for the "time value" seems like a much better choice for humans

swiftcoder19 days ago

Isn't this just manually hashing a password with a timed-salt? I don't see how this relates to TOTP

ulrikrasmussen19 days ago

TOTP is also just hashing a password with a time salt. The purpose is just to prove that you are in possession of the device that stores the password without actually ever entering the password anywhere where it can be leaked. In this case the device is just your brain.

swiftcoder19 days ago

> In this case the device is just your brain

And that makes it a password (i.e. the primary factor, not a second factor). The whole point of a second factor is that it's not trivially cloneable (hence why, for example, SMS is a poor form of 2FA in the presence of widespread SIM cloning attacks).

ulrikrasmussen19 days ago

No, the defining characteristic of a password is also how it is used: it is communicated in the clear to the verifier, thus revealing it to eavesdroppers. It is highly non-trivial to clone the knowledge in someone's brain if they never openly communicate the mTOTP secret but only do the computations in their head.

+1
swiftcoder19 days ago
+1
crote19 days ago
istillwritecode18 days ago

No. I'm comfortable remembering passwords.

tatersolid18 days ago

You’ve never had a concussion, gone under anesthesia, or gotten older? Memory based passwords are not durable; I personally forgot my Google account password after a surgery.

cuckovic19 days ago

Really nice idea

polishdude2017 days ago

I honestly thought this was about implantable subcutaneous chips at first read.